Ela Emmett is a Senior Manager for Financial Crime Controls, Risks, and Policy & Advisory at ICBC Standard Bank, where she leads key compliance initiatives and strengthens the bank’s financial crime control framework. Her role involves designing and implementing anti financial crime policies, conducting complex risk assessments, and advising senior leadership on regulatory expectations. Prior to joining ICBC Standard Bank, Ela held senior roles at Commerzbank AG London, where she led the AML Monitoring and Investigation team and served as Fraud Officer for the London Branch. She also spent a decade at Citibank NA in investigative and AML functions, building deep expertise in fraud detection, financial crime risk management, and governance across global business platforms. Alongside her extensive professional experience, Ela has a strong academic foundation, including a Master’s degree in Criminal Studies and multiple specialist certifications such as ACAMS, ACFE, and ECCP. She is currently pursuing a PhD in Criminology, focusing on financial crime victimology and the behavioural, systemic, and technological factors that shape vulnerability to investment fraud. Her doctoral research complements her professional work by deepening her understanding of offender methodologies, risk indicators, and the evolving landscape of financial crime, enabling her to bridge academic insight with practical application in the financial sector.